You have built a nice home and life in general. You work hard and do all that you can to provide for your wonderful loved ones, but what if something unthinkable were to happen to you and you were to pass on? Would your beneficiaries be financially protected? A Louisiana term life insurance policy may be able to help ensure that they are protected. It may take care of replacing your income and covering debts, (among other things) so that your beneficiaries won’t be left struggling financially by your passing.
Typically there are two types of Louisiana life insurance policies: term life insurance and whole life insurance. Term life covers a specific term, or time period, such as terms for 10 years, 20 years, and, in some cases, even 30 years. Meanwhile, whole life insurance covers you for your whole life by combining a term policy with an investment component, but it does generally cost more than a term life insurance policy.
Louisiana term life insurance policies may help pay for all sorts of expenses for the beneficiaries, including the following:
* Mortgage payments
* Utilities bills
* Credit card payments
* Health insurance
* Burial expenses
A Louisiana term life insurance policy may help give you some peace of mind in knowing your beneficiaries are being helped taken care of when you are no longer alive.
The cost of a Louisiana life insurance policy will depend on several factors, including:the length of the policy in which you are interested, your age, your health situation and how much coverage you may want. The amount of coverage you might want for a Louisiana term life insurance policy may depend on, among other things, your expenses and the number of dependents you have.
Louisiana term life insurance may be available throughout the entire state, including the following cities and towns:
|Abbeville||Fort Polk South||Marrero||Shenandoah|
|Baton Rouge||Houma||Morgan City||Terrytown|
|Bayou Cane||Jefferson||Moss Bluff||Thibodaux|
|Bossier City||Kenner||New Iberia||West Monroe|
Our registered agent and registered address in Louisiana is as follows:
National Registered Agents, Inc.
1011 North Causeway Blvd., Suite 3
Mandeville, LA 70471
"Did you know that since 2005 the percentage of U.S. adults without life insurance has nearly doubled?"*