30 Year Term

Whether you are young or old, buying a 30 year term life insurance policy may help ensure that your beneficiaries could be partially protected in case you are no longer there. Whether you have young children, grown children, or no children, getting a 30 yr term life policy may help financially protect the people you choose to name as beneficiaries in the event of your passing.

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30 year term life insurance is a long-term policy; it is generally the longest time period available for term life insurance. And it may help potentially give you a little peace with the knowledge that your beneficiaries could potentially be helped financially if you were to pass away.

A 30 yr term life insurance policy might be used to potentially help pay for bills like credit card bills, mortgage payments, college tuition, and funeral expenses after you are gone, thus helping to protect your beneficiaries.

There are two types of life insurance policies – term life and whole life. A 30 year term life policy covers you for a specific term, or time period. This differs from a whole life insurance policy, which would typically cover you for your whole life.  In this case, it would be for a 30 year term. And because the 30 year term life insurance policy is for a set time period, the rates will most likely be less expensive than a whole life policy.

In addition to a 30 year term life insurance policy, there may be several other terms available, such as policies for terms for 1 year, 5 years, 10 years, 15 years, 20 years, and 25 years.

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"Did you know that since 2005 the percentage of U.S. adults without life insurance has nearly doubled?"*