Term Life Insurance Rates

Searching for term life insurance prices? You may have some questions about term life insurance rates. Here are a few of the most common questions out there on the subject:

What do term life insurance rates cover? 

Term life insurance rates offer insurance for a scheduled time period, usually going from one to 30 years. Generally speaking, term life insurance prices may be more affordable than other insurance policies.

How much will term life insurance rates cost?

The term life insurance rate information depends on a variety of factors varying by individual situation.

So how can I be eligible for the best term life insurance rates?

If you smoke, quitting smoking and remaining smoke-free may lower your rate. Also, term life insurance rates may be higher for those who are overweight. Keeping physically fit may also help you get a lower term life insurance rate.

How much coverage do I need?

One rule of thumb may be to multiply your current yearly income by seven to ten.

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