NJ Insurance

Whole Life Insurance vs. Term Life Insurance

Life insurance can help provide the kind of peace of mind that only comes from knowing your loved ones are protected and cared for in your absence, but in general there are two distinct types of life insurance available. Buying

Read more

How much term-life insurance do I need?

It’s tough to put a price tag on peace of mind. But essentially that’s what a term life insurance policy can be: an aid in the knowledge that your dependents and loved ones can be taken care of financially in

Read more

When should you buy term-life insurance?

Similar to most things that factor into estate planning, buying term life insurance is a highly personal decision. That’s because, even though it can’t be considered an investment for financial gain, it is an investment in the future comfort

Read more

Term Life Insurance Basic Guide

If you are 40 years old or older, it may be time to think about life insurance.  While you are relatively young, probably have a stable job, most likely are healthy, and assume that this situation will continue indefinitely, do you really want to take a chance with your family’s future?…

Read more

Questions about Life Insurance

Many people have life insurance questions. Here are the most frequently asked questions about life insurance, also known as life insurance FAQs: Who needs life insurance? This is one of the most common questions about life insurance. Basically, if you

Read more

Affordable Term Life Insurance Quote

If you are looking for what could be an affordable term life insurance quote, you may be able to find affordable life insurance information just at the click of a mouse. A variety of companies may be able to offer

Read more


Term life insurance could be an important tool to help protect the financial future of your beneficiaries. Knowing that your beneficiaries will be helped provided for if the worst happens may be an affordable option for you. If you have people in your life that depend on your income, it may be important to have between seven and ten times your annual income in term life insurance.

The best term life insurance may do more than just provide in the event of your passing: it could also fit your budget and your lifestyle. You may find life insurance policy that assures you the protection you want for your beneficiaries and, since term life insurance typically costs less than other forms of life insurance, the payments may work well within the budget you may already have.

Term life insurance could allow you to help financially protect your beneficiaries at an affordable cost. For example, a twenty-year term life insurance policy could give you the flexibility to reduce coverage if your life situation were to change.

You may be able to get affordable life insurance on a wide range of budgets. Think of all the things you spend money on, and then compare the monthly cost of an affordable life insurance policy that helps protect your beneficiaries. You could be amazed at how little it may cost to help make sure your beneficiaries are provided for.