20 Year Term

A 20 year term life insurance policy could potentially be a way to help protect your beneficiaries over the long haul. Such a policy could potentially help to ensure that the people picked as your beneficiaries may be potentially protected if you were to pass away. Whether you are young, middle-aged, or heading towards your golden years, a 20 year term life insurance policy could potentially help protect your beneficiaries’ financial futures if you were to die.

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Bills that could potentially be paid for with a term life insurance policy could include mortgage payments, credit card payments, health care expenses, funeral expenses, and college tuition.

So why consider a 20 year term life insurance policy? Generally speaking, there are generally two most common kinds of life insurance policies – whole life and term life. A term life insurance policy gives coverage for a set time period or term. A whole life insurance policy covers for your whole entire life. In this instance, it could be a 20 year term life insurance policy. Due to it being for a set time frame, a 20 year term life insurance policy may generally be more affordable than a whole life insurance policy.

Besides a 20 year term life insurance policy, there are several other time periods that term life policies may be available for — 1 years, 5 years, 10 years, 15 years, 25 years, and in  a few cases, even 30 years.

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"Did you know that since 2005 the percentage of U.S. adults without life insurance has nearly doubled?"*